by guilder1st » Mon Jan 19, 2009 1:53 am
If you have anything of value it's a good idea to get it insured. Make a picture of the item and a copy of the receipt (if it was purchased) and keep that information in a fire proof safe. The biggest problem with insurance claims is proof of value. I have a friend that works at Allstate in the claims department and he admitted that if you don't have proof of value of your autographs (like a receipt) they usually just look on Ebay and decide the value of autographs on there. Which is not a good thing considering things go for dirt cheap on Ebay, mostly because there are a lot fakes on there.
I actually had my whole collection added to my insurance policy. I keep pictures of my items on a website and also on a flash drive, and I keep receipts and the flash drive in a fire proof safe.
If you have anything of value it's a good idea to get it insured. Make a picture of the item and a copy of the receipt (if it was purchased) and keep that information in a fire proof safe. The biggest problem with insurance claims is proof of value. I have a friend that works at Allstate in the claims department and he admitted that if you don't have proof of value of your autographs (like a receipt) they usually just look on Ebay and decide the value of autographs on there. Which is not a good thing considering things go for dirt cheap on Ebay, mostly because there are a lot fakes on there.
I actually had my whole collection added to my insurance policy. I keep pictures of my items on a website and also on a flash drive, and I keep receipts and the flash drive in a fire proof safe.