hm, usually if you purchase them at a craft store they are acid free. I bought binder clear inserts at a drug store and they were acid free as well. Both of the packs had a sticker on the front that told how many pages were included, and that they were acid free.
here is a description of what can happen to paper that contains acid
Acid-free paper is paper that has a neutral or basic pH (7 or greater), although paper having a pH between 6 and 7 is often also considered acid-free. During production, it is treated with a mild base to neutralize the natural acids occurring in wood pulp, and it may also be buffered to prevent the formation of additional acids (as may develop from the application of sizing).
Acid-free paper is often used in books and other paper products intended to last for a long time.
Paper that has not had its acidity neutralized yellows and deteriorates.article from Wikipedia
http://en.wikipedia.org/wiki/Acid-free_paper